Book Two — Coming Soon

R.T. Borom & R.L. Borom

How to Die Broke: The Stuff They Don't Want You to Know

The first book woke you up. This one builds the infrastructure around it — without the noise, the gurus, or the advisors designed to keep you dependent.

No spam. One email when it's live.

Where Book One Ends

You opened a brokerage account. You bought a broad index fund. You set up automation. Now the world wants to complicate it. Analysts, advisors, apps, headlines, hot takes — all of it engineered to make you feel behind, wrong, or late. You're not. But you need to know the difference between signal and noise. That's what this book is for.

The Proof

$40

per month
family of five
where it started

R.L. Borom sat down with his wife and reviewed every monthly expense. They decided they could afford $40 a month to invest and build for the future. For a family of five, it was a tight squeeze. They started anyway.

Years later, he had a financial advisor. Conservative picks. Safe returns, losses. Nothing he had to explain... He was losing his shirt — and didn't know it yet.

Then he got educated. He started reading. He started asking questions. He realized what conservative allocations were actually costing him over time. He took control. He never looked back.

He is 93 years old. He still manages his own portfolio. He still plays bridge. He built generational wealth from $40 a month — and so can you.

— R.L. Borom, Co-Author · Air Force Veteran · Educator · Investor

What's Inside

Ten Chapters.
No Shortcuts.

Chapter 01

The Three Buckets

Most people skip this. That's why they stop.

Chapter 02

Your 401k Match

The highest-return investment available to most people.

Chapter 03

Why Smart People Don't Start

Behavioral economics — and the irony hiding inside it.

Chapter 04

After Your First Index Fund

What to do next — and when to do it.

Chapter 05

Understanding Sector ETFs

The first branch off the trunk.

Chapter 06

When Individual Stocks Make Sense

The permission slip — with conditions.

Chapter 07

How to Read the Room

Kiplinger, Robinhood, and the noise machine.

Chapter 08

The Advisor Illusion

Bragging rights vs. actual returns.

Chapter 09

Avoiding Emotional Investing

Dollar cost averaging. Rebalancing. Holding.

Chapter 10

Investing vs. Gambling

The final distinction. The whole book in one chapter.

"He had an advisor for years. Then he got educated. Then he took control. Then he built generational wealth from $40 a month."

— R.L. Borom, Co-Author · How to Die Broke: What's Next

The Stuff They Didn't
Want You to Know.

Ten chapters. The next steps. No shortcuts. No guru energy. Read it in 90 minutes. Use it for the next decade.

Coming Soon

No spam. One email when it's live.

Haven't read Book One yet? Start there. Get How to Die Broke on Amazon →