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Financial Literacy for the Rest of Us

You're Not Bad
With Money.You're Being Played.

The system isn't broken. It's working exactly as designed — for someone else.

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No Kindle needed — they can read it free on the Kindle app for iPhone, Android, Mac, or PC.

By R.T. Borom & R.L. Borom  ·  Pigs Fly High, Inc. © 2026

"Modern financial life is basically a psychological obstacle course designed by corporations, algorithms, casinos, luxury brands, social media influencers, and people named Chad selling 'wealth systems' from rented Lamborghinis."

Sound Familiar?

These Conversations
Are Keeping You Poor.

▶ Watch the Video
These Conversations Are Keeping You Poor

"I don't have enough money to play the stock market." — and other myths. Dismantled.

94%

of wealthy Americans own stocks — not because they’re geniuses, but because they started. You can too, for $5 or less!

Federal Reserve Survey of Consumer Finances

not an accident.

What Goes Viral

One Sells
Excitement.

Turn $10 into $4,200 tonight. Meme coins. Parlays. Rented Lamborghinis.

What Builds Wealth

One Sells
Ownership.

Index funds. $5 fractional shares. Small deposits. Boring discipline. Time.

From Chapter 1

Your Brain Thinks
Payday Is Forever.

Modern spending culture is deeply emotional. People don't just buy products anymore. They buy identity, convenience, dopamine, and tiny temporary feelings of control.

Every app is trying to convince you that your life is approximately three purchases away from emotional transformation.

And that's the version of you they designed the apps for.

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What's Inside

Six Chapters.

No Shortcuts.

Introduction

Nobody Taught Us This

They taught you algebra. Photosynthesis. Long division. Somehow the stuff that actually determines your financial future didn't make the curriculum. That wasn't an oversight.

Chapter 1

Your Brain Thinks Payday Is Forever

There's a reason you feel broke despite earning more than you ever have. The system that's draining you isn't broken — it's working exactly as designed.

Chapter 2

The Financial Hunger Games

Everyone around you looks like they're winning. Most of them aren't. Learn to tell the difference — and why it matters more than you think.

Chapter 3

The Slowest Superpower on Earth

You spend money at Starbucks, Amazon, and Apple every day. What if you owned them too? This is the chapter that makes compound interest feel personal.

Chapter 4

What Compound Interest Actually Looks Like

The numbers look fake. They aren't. This is the chapter most people wish someone had shown them ten years ago.

Chapters 5 & 6

Where to Start. How to Die Broke.

No complicated strategies. No perfect moment. Just the honest answer to the question everyone keeps avoiding: what do I actually do next?

The Habit Matters More Than the Amount.

$100/month  ·  index fund  ·  10% avg annual return  ·  10 years.

You invested
Free money (growth)
Yr 1
$1,200
$1,267
Yr 2
$2,400
$2,667
Yr 3
$3,600
$4,213
Yr 4
$4,800
$5,921
Yr 5
$6,000
$7,808
Yr 6
$7,200
$9,893
Yr 7
$8,400
$12,196
Yr 8
$9,600
$14,740
Yr 9
$10,800
$17,550
Yr 10
$12,000
$20,655

Historical returns vary. Start now anyway.

Time in the market beats timing the market. Every time.

Meet the Authors

R.L. Borom and R.T. Borom holding How to Die Broke

R.L. Borom & R.T. Borom — Father & Son

Personnel File

Confidential

Authors · How to Die Broke
© 2026 Pigs Fly High

Subject 01 — The Veteran

R.L. Borom

The Ground War

He scrubbed floors before he owned buildings. U.S. Air Force. Night school. Three children. Built from zero — not inherited. After losing his wife of 50 years, his only income was Social Security and a retirement check. He dropped his financial advisor, picked up Kiplinger's, and started paying attention. In the decade that followed, he more than tripled his net worth. He is 93. He still manages his own portfolio. Book Two is the playbook he used.

Subject 02 — The Strategist

R.T. Borom

The Information War

Fought from inside Fortune 500 boardrooms and ivy corridors. Decoded how the system harvests your potential. Writer, entrepreneur, digital strategist. Built his own doors rather than waiting for someone to open them.

Available for speaking, financial literacy workshops & community events.
info@dontdiebroke.net  ·  dontdiebroke.net

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